@import "https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&family=Playfair+Display:ital,wght@0,400;0,600;0,700;1,400&display=swap";:root{--primary:#0a0f1e;--primary-light:#151c33;--primary-rgb:10, 15, 30;--accent:#b8956a;--accent-hover:#caaa7e;--accent-light:#b8956a1a;--accent-rgb:184, 149, 106;--bg-light:#f8fafc;--bg-white:#fff;--text-dark:#0f172a;--text-muted:#475569;--text-light:#f1f5f9;--border-color:#e2e8f0;--success:#10b981;--error:#ef4444;--font-sans:"Outfit", sans-serif;--font-serif:"Playfair Display", serif;--shadow-sm:0 1px 3px #0000000d, 0 1px 2px #00000005;--shadow-md:0 4px 6px -1px #0000000d, 0 2px 4px -1px #00000008;--shadow-lg:0 10px 25px -5px #00000014, 0 8px 10px -6px #0000000d;--shadow-xl:0 20px 35px -5px #00000026, 0 12px 15px -8px #00000014;--transition:all .3s cubic-bezier(.4, 0, .2, 1);--radius-sm:6px;--radius-md:12px;--radius-lg:20px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--font-sans);background-color:var(--bg-white);color:var(--text-dark);-webkit-font-smoothing:antialiased;line-height:1.6;overflow-x:hidden}#root{flex-direction:column;min-height:100vh;display:flex}h1,h2,h3,h4,h5,h6{font-family:var(--font-sans);color:var(--primary);font-weight:700;line-height:1.25}.serif-font{font-family:var(--font-serif);font-weight:600}.container{width:100%;max-width:1280px;margin:0 auto;padding:0 24px}.grid-2{grid-template-columns:repeat(2,1fr);gap:32px;display:grid}.grid-3{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.grid-4{grid-template-columns:repeat(4,1fr);gap:24px;display:grid}@media (width<=1024px){.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}}@media (width<=768px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr;gap:24px}.container{padding:0 16px}}.header{z-index:1000;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--border-color);transition:var(--transition);background-color:#fffffffa;position:sticky;top:0}.header-container{justify-content:space-between;align-items:center;height:80px;display:flex}.logo-link{align-items:center;gap:12px;text-decoration:none;display:flex}.header-logo{width:auto;height:56px;transition:var(--transition);display:block}.header-logo:hover{opacity:.9;transform:scale(1.02)}.footer-logo{width:auto;height:64px;transition:var(--transition);display:block}.footer-logo:hover{opacity:.9;transform:scale(1.02)}@media (width<=480px){.header-logo{height:42px}}.logo-badge{background:linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);color:var(--primary);border-radius:8px;justify-content:center;align-items:center;width:44px;height:44px;font-size:20px;font-weight:800;display:flex;box-shadow:0 4px 10px #b8956a4d}.logo-text{flex-direction:column;display:flex}.logo-title{color:var(--bg-white);letter-spacing:.5px;font-size:16px;font-weight:700}.logo-sub{color:var(--accent);letter-spacing:1px;text-transform:uppercase;font-size:11px}.nav-menu{align-items:center;gap:32px;list-style:none;display:flex}.nav-item{position:relative}.nav-link{color:var(--primary);transition:var(--transition);padding:8px 0;font-size:15px;font-weight:600;text-decoration:none}.nav-link:hover,.nav-link.active{color:var(--accent)}.nav-link:after{content:"";background-color:var(--accent);width:0;height:2px;transition:var(--transition);position:absolute;bottom:0;left:0}.nav-link:hover:after,.nav-link.active:after{width:100%}.dropdown-menu{background-color:var(--bg-white);border:1px solid var(--border-color);width:280px;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transition:var(--transition);border-radius:8px;flex-direction:column;gap:4px;padding:12px;display:flex;position:absolute;top:100%;left:50%;transform:translate(-50%)translateY(10px)}.nav-item:hover .dropdown-menu{opacity:1;visibility:visible;transform:translate(-50%)translateY(0)}.dropdown-link{color:var(--text-dark);transition:var(--transition);border-radius:6px;padding:8px 12px;font-size:14px;text-decoration:none}.dropdown-link:hover{background-color:var(--bg-light);color:var(--accent)}.mobile-menu-btn{color:var(--primary);cursor:pointer;background:0 0;border:none;font-size:24px;display:none}@media (width<=992px){.nav-menu{display:none}.mobile-menu-btn{display:block}}.mobile-nav{background-color:var(--primary);z-index:999;flex-direction:column;gap:24px;width:100%;height:calc(100vh - 80px);padding:40px 24px;transition:transform .4s ease-in-out;display:flex;position:fixed;top:80px;left:0;transform:translate(100%)}.mobile-nav.open{transform:translate(0)}.mobile-nav-link{color:var(--bg-white);border-bottom:1px solid #ffffff0d;padding-bottom:12px;font-size:20px;font-weight:600;text-decoration:none}.mobile-nav-link.active{color:var(--accent)}.btn{border-radius:var(--radius-sm);cursor:pointer;transition:var(--transition);border:2px solid #0000;justify-content:center;align-items:center;gap:8px;padding:12px 28px;font-size:15px;font-weight:600;text-decoration:none;display:inline-flex}.btn-primary{background:linear-gradient(135deg, var(--accent) 0%, var(--accent-hover) 100%);color:var(--primary);box-shadow:0 4px 14px #b8956a66}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 20px #b8956a99}.btn-secondary{border-color:var(--accent);color:var(--accent);background:0 0}.btn-secondary:hover{background-color:var(--accent-light);color:var(--accent-hover);transform:translateY(-2px)}.btn-dark{background-color:var(--primary);color:var(--bg-white)}.btn-dark:hover{background-color:var(--primary-light);transform:translateY(-2px)}.btn-sm{padding:8px 18px;font-size:13px}.btn-lg{padding:16px 36px;font-size:17px}.hero-section{color:var(--bg-white);background-color:#0a0f1e;padding:80px 0 100px;position:relative;overflow:hidden}.hero-video-bg{object-fit:cover;z-index:0;width:100%;height:100%;position:absolute;top:0;left:0}.hero-overlay{z-index:1;background:linear-gradient(#0a0f1ebf,#0a0f1ed9);width:100%;height:100%;position:absolute;top:0;left:0}.hero-section .container{z-index:2;position:relative}.hero-section:before{content:"";pointer-events:none;background:radial-gradient(circle at 80% 20%,#b8956a1a 0%,#0000 60%);width:100%;height:100%;position:absolute;top:0;left:0}.hero-content{flex-direction:column;justify-content:center;display:flex}.hero-badge{color:var(--accent);letter-spacing:1px;text-transform:uppercase;background-color:#ffffff0d;border:1px solid #b8956a66;border-radius:30px;align-self:flex-start;align-items:center;margin-bottom:24px;padding:6px 14px;font-size:12px;font-weight:700;display:inline-flex}.hero-title{color:var(--bg-white);margin-bottom:20px;font-size:54px;line-height:1.15}.hero-desc{color:#ffffffb3;max-width:600px;margin-bottom:36px;font-size:18px}.hero-actions{flex-wrap:wrap;gap:16px;display:flex}.hero-image-wrapper{justify-content:center;align-items:center;display:flex;position:relative}.hero-image-bg{background:linear-gradient(135deg, var(--accent) 0%, transparent 100%);opacity:.15;border-radius:var(--radius-lg);z-index:1;width:90%;height:90%;position:absolute;transform:rotate(-3deg)}.hero-image{z-index:2;border-radius:var(--radius-lg);width:100%;max-width:480px;height:auto;box-shadow:var(--shadow-xl);object-fit:cover;border:1px solid #ffffff1a;position:relative}@media (width<=768px){.hero-title{font-size:38px}.hero-section{padding:60px 0}}.stats-section{background-color:var(--primary-light);color:var(--bg-white);border-top:1px solid #ffffff14;border-bottom:1px solid #ffffff14;padding:32px 0}.stats-grid{text-align:center;grid-template-columns:repeat(3,1fr);display:grid}.stat-item{border-right:1px solid #ffffff1a;padding:10px 0}.stat-item:last-child{border-right:none}.stat-number{color:var(--accent);margin-bottom:8px;font-size:38px;font-weight:800;line-height:1}.stat-label{color:#ffffffb3;text-transform:uppercase;letter-spacing:1px;font-size:14px;font-weight:500}@media (width<=768px){.stats-grid{grid-template-columns:1fr;gap:32px}.stat-item{border-bottom:1px solid #ffffff1a;border-right:none;padding-bottom:24px}.stat-item:last-child{border-bottom:none;padding-bottom:0}}.section{padding:90px 0}.section-header{text-align:center;max-width:700px;margin:0 auto 56px}.section-badge{color:var(--accent);letter-spacing:2px;text-transform:uppercase;margin-bottom:12px;font-size:13px;font-weight:700;display:inline-block}.section-title{margin-bottom:16px;font-size:36px}.section-desc{color:var(--text-muted);font-size:16px}.section-dark{background-color:var(--primary);color:var(--bg-white)}.section-dark .section-title{color:var(--bg-white)}.section-dark .section-desc{color:#ffffffa6}.bg-light{background-color:var(--bg-light)}.card{background-color:var(--bg-white);border:1px solid var(--border-color);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);transition:var(--transition);flex-direction:column;padding:32px;display:flex}.card:hover{box-shadow:var(--shadow-xl);border-color:#b8956a4d;transform:translateY(-6px)}.card-img-wrapper{width:100%;height:180px;position:relative;overflow:hidden}.card-img{object-fit:cover;width:100%;height:100%;transition:transform .5s}.card:hover .card-img{transform:scale(1.05)}.card-icon{background-color:var(--accent-light);width:48px;height:48px;color:var(--accent);border-radius:8px;justify-content:center;align-items:center;margin-bottom:24px;display:flex}.card-title{margin-bottom:12px;font-size:20px}.card-desc{color:var(--text-muted);flex-grow:1;margin-bottom:20px;font-size:14px}.card-link{color:var(--accent);transition:var(--transition);align-items:center;gap:6px;font-size:14px;font-weight:600;text-decoration:none;display:inline-flex}.card-link:hover{color:var(--accent-hover)}.lender-grid{grid-template-columns:repeat(5,1fr);place-items:center;gap:20px;display:grid}.lender-card{background-color:var(--bg-white);border:1px solid var(--border-color);border-radius:var(--radius-sm);width:100%;height:70px;box-shadow:var(--shadow-sm);color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;text-align:center;justify-content:center;align-items:center;padding:16px;font-size:14px;font-weight:600;display:flex}@media (width<=992px){.lender-grid{grid-template-columns:repeat(3,1fr)}}@media (width<=576px){.lender-grid{grid-template-columns:repeat(2,1fr)}}.reviews-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.review-card{background-color:var(--bg-white);border:1px solid var(--border-color);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);padding:24px}.review-stars{color:#ffb800;gap:4px;margin-bottom:12px;display:flex}.review-text{color:var(--text-muted);margin-bottom:16px;font-size:14px;font-style:italic}.review-author{font-size:15px;font-weight:600}.review-source{color:#5587f5;margin-top:2px;font-size:12px}@media (width<=992px){.reviews-grid{grid-template-columns:1fr}}.form-group{text-align:left;margin-bottom:20px}.form-label{color:var(--text-dark);margin-bottom:6px;font-size:14px;font-weight:600;display:block}.form-control{width:100%;font-family:var(--font-sans);border:1.5px solid var(--border-color);border-radius:var(--radius-sm);background-color:var(--bg-white);transition:var(--transition);padding:12px 16px;font-size:15px}.form-control:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px #b8956a26}.form-row{grid-template-columns:repeat(2,1fr);gap:20px;display:grid}@media (width<=576px){.form-row{grid-template-columns:1fr;gap:0}}.calc-hub{background-color:var(--bg-white);border:1px solid var(--border-color);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);overflow:hidden}.calc-tabs{background-color:var(--primary);border-bottom:2px solid var(--accent);scrollbar-width:thin;display:flex;overflow-x:auto}.calc-tab-btn{color:#ffffffb3;cursor:pointer;transition:var(--transition);white-space:nowrap;background:0 0;border:none;border-bottom:3px solid #0000;padding:18px 24px;font-size:14px;font-weight:600}.calc-tab-btn:hover{color:var(--bg-white);background-color:#ffffff0d}.calc-tab-btn.active{color:var(--accent);border-bottom-color:var(--accent);background-color:#ffffff12}.calc-content{padding:40px}@media (width<=768px){.calc-content{padding:24px}}.calc-grid{grid-template-columns:1.2fr .8fr;gap:40px;display:grid}@media (width<=992px){.calc-grid{grid-template-columns:1fr;gap:32px}}.calc-inputs{flex-direction:column;gap:24px;display:flex}.range-slider-group{flex-direction:column;gap:8px;display:flex}.range-header{justify-content:space-between;align-items:center;display:flex}.range-value{color:var(--accent);font-size:18px;font-weight:700}.range-slider{-webkit-appearance:none;background:var(--border-color);border-radius:3px;outline:none;width:100%;height:6px}.range-slider::-webkit-slider-thumb{-webkit-appearance:none;background:var(--accent);cursor:pointer;width:20px;height:20px;transition:var(--transition);border-radius:50%;box-shadow:0 2px 6px #00000026}.range-slider::-webkit-slider-thumb:hover{transform:scale(1.2)}.calc-results-card{background-color:var(--primary);border-radius:var(--radius-md);color:var(--bg-white);box-shadow:var(--shadow-lg);border:1px solid #ffffff0d;flex-direction:column;justify-content:space-between;padding:32px;display:flex}.results-header{border-bottom:1px solid #ffffff1a;margin-bottom:24px;padding-bottom:20px}.results-payment{color:var(--accent);margin:8px 0;font-size:40px;font-weight:800;line-height:1.1}.breakdown-list{flex-direction:column;gap:16px;margin-bottom:28px;display:flex}.breakdown-item{justify-content:space-between;font-size:14px;display:flex}.breakdown-label{color:#fff9;align-items:center;gap:8px;display:flex}.breakdown-dot{border-radius:50%;width:8px;height:8px}.breakdown-val{font-weight:600}.accordion{flex-direction:column;gap:16px;max-width:800px;margin:0 auto;display:flex}.accordion-item{background-color:var(--bg-white);border:1px solid var(--border-color);border-radius:var(--radius-sm);transition:var(--transition);overflow:hidden}.accordion-item:hover{border-color:var(--accent)}.accordion-header{cursor:pointer;text-align:left;width:100%;color:var(--primary);font-size:16px;font-weight:600;font-family:var(--font-sans);background:0 0;border:none;justify-content:space-between;align-items:center;padding:20px 24px;display:flex}.accordion-icon{color:var(--accent);transition:transform .3s}.accordion-content{max-height:0;color:var(--text-muted);border-top:1px solid #0000;padding:0 24px;font-size:14.5px;transition:max-height .3s ease-out,padding .3s ease-out;overflow:hidden}.accordion-item.open{border-color:var(--accent);box-shadow:var(--shadow-md)}.accordion-item.open .accordion-icon{transform:rotate(180deg)}.accordion-item.open .accordion-content{border-top-color:var(--border-color);max-height:500px;padding:0 24px 24px}.faq-cats{flex-wrap:wrap;justify-content:center;gap:12px;margin-bottom:40px;display:flex}.faq-cat-btn{background-color:var(--bg-light);border:1px solid var(--border-color);color:var(--text-muted);cursor:pointer;transition:var(--transition);border-radius:30px;padding:8px 20px;font-size:13.5px;font-weight:600}.faq-cat-btn:hover{border-color:var(--accent);color:var(--accent)}.faq-cat-btn.active{background-color:var(--primary);border-color:var(--primary);color:var(--bg-white)}.preapp-card{background-color:var(--bg-white);border-radius:var(--radius-lg);max-width:800px;box-shadow:var(--shadow-xl);border:1px solid var(--border-color);margin:0 auto;overflow:hidden}.preapp-header{background-color:var(--primary);color:var(--bg-white);text-align:center;padding:40px}.preapp-header h3{color:var(--bg-white);margin-bottom:8px;font-size:24px}.preapp-header p{color:#ffffffb3;font-size:14px}.preapp-body{padding:40px}.cta-banner{color:var(--bg-white);text-align:center;background:linear-gradient(#0a0f1ed9,#0a0f1eeb),url(/finance_home_bg.png) 50%/cover no-repeat;padding:80px 0;position:relative;overflow:hidden}.cta-banner:before{content:"";pointer-events:none;background:radial-gradient(circle at 10% 90%,#b8956a14 0%,#0000 50%);width:100%;height:100%;position:absolute;top:0;left:0}.cta-title{color:var(--bg-white);margin-bottom:16px;font-size:40px}.cta-subtitle{color:#ffffffb3;max-width:600px;margin-bottom:36px;margin-left:auto;margin-right:auto;font-size:18px}.cta-btns{flex-wrap:wrap;justify-content:center;gap:16px;display:flex}.footer{background-color:var(--primary);color:var(--bg-white);border-top:1px solid #ffffff14;padding:80px 0 30px;font-size:14px}.footer-top{grid-template-columns:1.5fr 1fr 1fr 1.5fr;gap:40px;margin-bottom:60px;display:grid}@media (width<=992px){.footer-top{grid-template-columns:1.2fr .8fr 1fr}}@media (width<=768px){.footer-top{grid-template-columns:1fr;gap:32px}}.footer-logo-desc{color:#fff9;margin-top:16px;line-height:1.6}.footer-title{color:var(--bg-white);margin-bottom:24px;font-size:16px;font-weight:700;position:relative}.footer-title:after{content:"";background-color:var(--accent);width:30px;height:2px;position:absolute;bottom:-8px;left:0}.footer-links{flex-direction:column;gap:12px;list-style:none;display:flex}.footer-links a{color:#fff9;transition:var(--transition);text-decoration:none}.footer-links a:hover{color:var(--accent);padding-left:4px}.footer-contact-item{color:#fff9;gap:12px;margin-bottom:16px;display:flex}.footer-contact-icon{color:var(--accent);flex-shrink:0}.footer-socials{gap:12px;margin-top:24px;display:flex}.footer-social-btn{color:#fffc;width:36px;height:36px;transition:var(--transition);background-color:#ffffff0d;border:1px solid #ffffff1a;border-radius:50%;justify-content:center;align-items:center;text-decoration:none;display:flex}.footer-social-btn:hover{background-color:var(--accent);color:var(--primary);border-color:var(--accent);transform:translateY(-2px)}.footer-bottom{color:#ffffff80;border-top:1px solid #ffffff14;justify-content:space-between;align-items:center;padding-top:30px;font-size:12.5px;display:flex}@media (width<=768px){.footer-bottom{text-align:center;flex-direction:column;gap:16px}}.footer-legal{gap:20px;display:flex}.footer-legal a{color:#ffffff80;transition:var(--transition);text-decoration:none}.footer-legal a:hover{color:var(--accent)}.success-banner{border:1px solid var(--success);color:var(--success);border-radius:var(--radius-sm);text-align:center;background-color:#10b9811a;margin-bottom:24px;padding:16px;font-weight:600}.page-header{color:var(--bg-white);text-align:center;background:linear-gradient(#0a0f1ed9,#0a0f1eeb),url(/finance_home_bg.png) 50%/cover no-repeat;border-bottom:1px solid #ffffff0d;padding:80px 0;position:relative}.page-header h1{color:var(--bg-white);margin-bottom:12px;font-size:44px}.page-header p{color:#ffffffb3;max-width:600px;margin:0 auto;font-size:16px}.map-container{border-radius:var(--radius-md);border:1px solid var(--border-color);height:400px;box-shadow:var(--shadow-md);background-color:#e5e5e5;position:relative;overflow:hidden}.map-placeholder{width:100%;height:100%;color:var(--text-muted);text-align:center;background:radial-gradient(circle,#f5f5f5 0%,#e2e8f0 100%);flex-direction:column;justify-content:center;align-items:center;padding:24px;display:flex;position:absolute;top:0;left:0}.map-placeholder svg{color:var(--accent);margin-bottom:12px}.compare-grid{grid-template-columns:repeat(2,1fr);gap:32px;margin-bottom:32px;display:grid}@media (width<=768px){.compare-grid{grid-template-columns:1fr}}.compare-card{border:1px solid var(--border-color);border-radius:var(--radius-md);background-color:var(--bg-light);padding:24px}.compare-title{color:var(--accent);border-bottom:1.5px solid var(--border-color);margin-bottom:20px;padding-bottom:10px;font-size:18px;font-weight:700}.compare-result-banner{border:1.5px dashed var(--success);border-radius:var(--radius-md);text-align:center;color:#166534;background-color:#f0fdf4;margin-top:24px;padding:20px;font-weight:600}.service-icon-lg{color:var(--accent);font-size:32px}.sr-only{clip:rect(0, 0, 0, 0);border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}